Testimonials

“Tom's consultative approach to ascertain my priorties is what allowed him to use his knowledge of the industry to obtain the mortgage that was best for me. I have referred him to several colleagues as I very much trust his judgment and professionalism.”

Annette P.
Client
“Tom has an outstanding ethic and a true culture of Excellence. I met Tom while looking for a mortgage in NC back in 2005 and he was the only person I have ever met who finally had the deep knowledge I expect, spent time to educate me so I could make the BEST choice in my situation and worked with me through all steps to optimize the results rather than his commission. Not only I recommend Tom as a trustworthy and ethical loan officer but I also commend his deep understanding of the Mortgage business. These skills make him the perfect person to deal with for your mortgage needs but I invite everybody to consider him as part of your team of financial experts to grow wealth faster.”

Christophe M
Client
“Tom is a very unique Strategic Mortgage Planner in the NC/SC area. Several of my clients have found Tom's insight and analysis to be a great complement to the broader financial planning work we are engaged in. Yes, part of Tom's value, is that he understands financial planning and how real estate and proper debt management can/should drive a client's long term success. Tom's integrity and ongoing service are "top flight".”

Peter B.
Financial Success Coach
“Tom is a great resource and advisor for the mrtgage market. Tom keeps me informed of what the market is doing and updates me regularly to be sure opportunities are not missed. Tom is very involved with his clients. He is always professional and knowledgable. I wouldn't use anyone else for my mortgage needs".
Top qualities: Great Results, Expert, High Integrity

Alan K.
Client
"I trust Tom implicitly and so when it was time to re-finance our home, I immediately called Tom. With all the turmoil in the market, it was important to us to work with someone that we trust and who knows the mortgage industry intimately. I recommend Tom highly."

Rick C.
Client
"As a Real Estate Broker, it is important to use Lenders that you know can get the job done. Tom is one of those lenders! He is honest and to the point about the buyer's ability to obtain a loan. Plus, he has an incredible software that demonstrates how to make money in real estate."

Krista C.
Real Estate Broker
“I was initially impressed that Tom had served in the Air Force as a Fighter Pilot - I've never met a fighter pilot that was not extremely bright and Tom is certainly no exception. I've had the opportunity to work with many loan officers but few as able as Tom. Not only is Tom very successful in funding the requested load packages, he is unique in that he incorporates a financial planning concept.”

Alan J.
Realtor/Broker
“Tom is by far the most professional Mortgage Planner I have ever come in contact with. To say that, though, is to limit him. He is one of the most professional people you will meet in any profession. Tom does what he says he is going to do, when he says he is going to do it, and always provides an in depth look into why he is making the recommendations. I've had mortgage brokers quote me rates and terms, but Tom goes beyond that with "why" a mortgage fits your long term goals.”

Ryan D.
Financial Planner
“Tom is a true professional with a fantastic ability to analyze complex financial data in depth, but relate the information to his clients in common language. He really wants what is best for his clients, and his integrity shines at every opportunity. I have recommended Tom in the past and will continue to direct clients his way in the future.”

Tom W.
Client

About

My first profession was an F-16 pilot with the United States Air Force followed by short stint as a commercial airline pilot with US Airways.  As a pilot, I honed my ability to stay focused on “the mission” while adjusting to unplanned circumstances like bad weather, equipment problems, and even enemy aircraft.  This ability serves me well as a Certified Mortgage Planning Specialist (CMPS).

Speaking as a former airline pilot, a long flight resembles a mortgage: you should start with a destination in mind, a plan for how to arrive there, and adjust your course along the way.  With a mortgage, the destination is paying off the loan and living in the right home.  You make course corrections by paying extra on the mortgage, using a home equity line or refinancing.

In a long flight, however, missing one simple thing at the beginning, like checking the oil level in the engines, or setting the heading wrong by even just one degree, could have disastrous consequences later on. Same with a mortgage.

I had big ambitions when I started my mortgage company (and still have them). I envisioned a company that would help homebuyers develop an integrated mortgage strategy that would lead to financial clarity, and a plan that would help them increase their financial security, minimize their tax obligations, and increase their net worth over time.

Read more about Tom Tousignant . . .

Contact Us

Tom Tousignant, CMPS
704-541-1171 Office
866-835-7153 Fax
Tom@StartWithTheHouse.com

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