Budgeting

The Most Important Thing

If you did just one thing to get ahead financially what would it be? For me, the most importantthing is cash.  That’s right, old fashioned cash – well, not really, but something just like cash.  I don’t think it’s a good idea to have a few thousand dollars laying around the house, but it’s critical to have ready access to it. […]

Read the full article →

12 Things to Do in 2012 to Help Yourself

With the start of a New Year, it’s a great time to look at what you want to accomplish financially over the next twelve months.  Who has time for that?  You do! Sometime over the next few months, you are going to have to collect all that paperwork for preparing your taxes.  This is a […]

Read the full article →

The Importance of Saving Money

the most important factor about saving money is to start today.  Saving a little today will almost always give you more money than saving more money, but starting later. Consider this example, and ask yourself, who will end up with the most money at retirement? “Sarah the Saver” is a hard worker who understands the […]

Read the full article →

How to Set S.M.A.R.T. Goals

Setting Goals is a key to succeeding in any area – whether you are talking finances, fitness, or career. You can research all you want, but it is very rare to find a successful person anywhere who isn’t a goal setter. Don’t confuse goals with hopes.  “Hopes” are vague, without deadlines, and often unrealistic.  Goals are […]

Read the full article →

6 Action Steps for Building a Budget

Here are Six Simple steps you can take to easily create a spending plan that you can live with, and even Succeed with: Action Step 1 – Set a Goal Believe me, goal-setting is one of the most important skills you can possibly learn, no matter what field you’re in.  If you talk to any […]

Read the full article →