Engage Your Strategy

Plot Your Course
Let’s recap the steps of a successful mortgage strategy:

Improve your credit score
Determine the right sized mortgage payment compared to your other financial priorities
Insure your life, your income, and your health before buying your home; after the purchase, insure the home and insure yourself against lawsuits
Step #2 means you have sufficient monies left to invest — be sure you have your investments properly allocated based on your age, goals and risk tolerance. These resources can help guide your decisions
Revisit your goals when major life changes occur: births, deaths, change of jobs and change of priorities. The goal is to feel prosperous no matter how much money you have in the bank, your investments or within the four walls of your house

How I can help you

I’m a mortgage banker licensed in NC, SC, VA, GA and FL and would very much like to provide you with that “best mortgage” after helping you develop a mortgage strategy. It costs no more to do business with me, a Certified Mortgage Planning Specialist, ^TM as it does to deal with a faceless voice from a call center. Let’s get started.

About

My first profession was an F-16 pilot with the United States Air Force followed by short stint as a commercial airline pilot with US Airways. As a pilot, I honed my ability to stay focused on “the mission” while adjusting to unplanned circumstances like bad weather, equipment problems, and even enemy aircraft. This ability serves me well as a Certified Mortgage Planning Specialist (CMPS).

Speaking as a former airline pilot, a long flight resembles a mortgage: you should start with a destination in mind, a plan for how to arrive there, and adjust your course along the way. With a mortgage, the destination is paying off the loan and living in the right home. You make course corrections by paying extra on the mortgage, using a home equity line or refinancing.

In a long flight, however, missing one simple thing at the beginning, like checking the oil level in the engines, or setting the heading wrong by even just one degree, could have disastrous consequences later on. Same with a mortgage.

I had big ambitions when I started my mortgage company (and still have them). I envisioned a company that would help homebuyers develop an integrated mortgage strategy that would lead to financial clarity, and a plan that would help them increase their financial security, minimize their tax obligations, and increase their net worth over time.