Too many people think if they pay off their mortgage, they can never lose their house. Unfortunately, they often find out too late that is just isn’t true. Watch this short video to learn the safest way to own your house:
Run through this checklist – here are 11 things you need to think about as 2011 gets started. Some of these things you need to do, some of these things are ok for 2012… Build an Emergency Fund Pay off any debts that aren’t increasing your wealth – Credit cards, auto loans, and student loans [...]
With the last minute tax legislation that passed in December of 2010, the IRS won’t be ready to accept some tax returns until Mid-February. For some home buyers in Charlotte, this could mess up their plans to buy a house in the Spring of 2011. According to a recent article in the Wall Street Journal, [...]
Below are Seven different spreadsheets that you can download to help you create a budget. They are in no particular order so you may want to read through and see which format matches your personality best. Personal budgeting spreadsheet This is a pretty complete budget and expense tracking spreadsheet. You would have to enter each purchase and [...]
Setting Goals is a key to succeeding in any area – whether you are talking finances, fitness, or career. You can research all you want, but it is very rare to find a successful person anywhere who isn’t a goal setter. Don’t confuse goals with hopes. “Hopes” are vague, without deadlines, and often unrealistic. Goals are [...]