Annual Percentage Rate

“Tom is a true professional with a fantastic ability to analyze complex financial data in depth, but relate the information to his clients in common language. He really wants what is best for his clients, and his integrity shines at every opportunity. I have recommended Tom in the past and will continue to direct clients his way in the future.”


Tom W.

“Tom is a very unique Strategic Mortgage Planner in the NC/SC area. Several of my clients have found Tom's insight and analysis to be a great complement to the broader financial planning work we are engaged in. Yes, part of Tom's value, is that he understands financial planning and how real estate and proper debt management can/should drive a client's long term success. Tom's integrity and ongoing service are "top flight".”


Peter B.
Financial Success Coach

Tom is a great resource and advisor for the mrtgage market. Tom keeps me informed of what the market is doing and updates me regularly to be sure opportunities are not missed. Tom is very involved with his clients. He is always professional and knowledgable. I wouldn't use anyone else for my mortgage needs". Top qualities: Great Results, Expert, High Integrity


Alan K.