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Improving your Credit Score – Step One

Know what you are working with! Image via Wikipedia If you haven’t seen your credit report in a while, get a copy now.  There is only one place for a truly ‘Free’ report – but it comes with a catch – www.AnnualCreditReport.com will give you a copy, but the catch is you have to pay [...]

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February is Credit Score Improvement Month

I’ve decided that February is going to be Credit Score Improvement Month here at StartwiththeHouse.com and in Charlotte, NC. All this month, I am going to be posting tips and articles on specific things you can do to improve your credit score. Why work on improving your credit score? Your credit score impacts so many areas [...]

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Understand how your credit score is determined

1.       Do you pay your bills on time? The answer to this question is very important. If you have paid bills late, have had an account referred to a collection agency, or have ever declared bankruptcy, this history will show up in your credit report. 2.       What is your outstanding debt? If the amount you [...]

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