Tag Archive | "credit cards"

Blog, Financial Safety, Mortgage, Wealth Building

What to do with $100026 Oct

Money Magazine’s cover story answers the question, “What to do with $1,000?”.   They give a list of 11 different things you could do with an extra $1,000. All the answers they gave have some merit, but I feel the bigger point was missed.  If you wait until you have an extra $1,000 to decide what to do with [...]
Blog, Mortgage, Refinancing

Your Mortgage and your Teeth – More Alike than you know03 Aug

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Blog, Mortgage, Refinancing

Should you consolidate your debts into your mortgage?29 Jun

If you find yourself in a situation where you have equity available in your house, and also have a bunch of other debts, such as credit cards or auto loans, you may consider refinancing and rolling the debts into the new mortgage. Most people will tell you not to do a consolidation loan, but, like so [...]
Mortgage, Wealth Building

Fastest way to fix your credit09 Jun

If you want to boost your credit score fast – there is one best way.  Credit scores are a prediction of how likely is someone to default on an obligation.  So, if you do anything that is similar to what people did in the past prior to defaulting, it increases your risk of default and [...]

About

My first profession was an F-16 pilot with the United States Air Force followed by short stint as a commercial airline pilot with US Airways.  As a pilot, I honed my ability to stay focused on “the mission” while adjusting to unplanned circumstances like bad weather, equipment problems, and even enemy aircraft.  This ability serves me well as a Certified Mortgage Planning Specialist (CMPS).

Speaking as a former airline pilot, a long flight resembles a mortgage: you should start with a destination in mind, a plan for how to arrive there, and adjust your course along the way.  With a mortgage, the destination is paying off the loan and living in the right home.  You make course corrections by paying extra on the mortgage, using a home equity line or refinancing.

In a long flight, however, missing one simple thing at the beginning, like checking the oil level in the engines, or setting the heading wrong by even just one degree, could have disastrous consequences later on. Same with a mortgage.

I had big ambitions when I started my mortgage company (and still have them). I envisioned a company that would help homebuyers develop an integrated mortgage strategy that would lead to financial clarity, and a plan that would help them increase their financial security, minimize their tax obligations, and increase their net worth over time.

Read more about Tom Tousignant . . .

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Tom Tousignant, CMPS
704-541-1171 Office
866-835-7153 Fax
Tom@StartWithTheHouse.com

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