Posts tagged as:

Life Insurance

Should you Own or Rent (Your Life Insurance)?

Most everyone thinks about whether they should own or rent their house in Charlotte.   You should also consider if you should own or rent your Life Insurance. Here is the difference: 1. Employer supplied Life Insurance is Rented.  You lose that ‘lease’ when you leave that job.  If your health changes, you may find yourself [...]

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Guide to Life Insurance

Every September is Life Insurance Awareness Month.  With many kids going back to school this month in Charlotte, it’s a great time for Homeowners to pause, look at what is really important, and consider if they have enough Life Insurance to protect the most important people in their lives. LIFE, a non-profit organization produced a Guide [...]

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Life insurance and your home loan

Many home owners in Charlotte are conditioned to hate whole life insurance, however, I think it deserves a second look in terms of your home ownership and mortgage strategy. As a rule of thumb, consider a whole life policy equal to your mortgage balance. Here’s why: 1. You mortgage will always be protected. 2. You [...]

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What your Emergency Fund should look like

Most every financial adviser, financial book, or financial ‘guru’ will suggest that you need an emergency fund.  I agree with that, in fact, I place that as the highest priority in my StartwiththeHouse system. Where a lot of people fall short is determining how much should be in an emergency fund and where should that [...]

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Life Insurance 101

I found this great video primer on Life Insurance at www.LifeHappens.org.  LifeHappens.org is an industry sponsored website, so of course it has a positive view on life insurance.  As a mortgage specialist, father, and husband, I also have a positive view on life insurance, so their bias doesn’t bother me. Your life is too important [...]

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